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Empowering Minority Businesses Through Access to Capital

Unlock Capital to Expand
Your Business 

FAJ Consulting specializes in helping minority-owned and small businesses achieve growth and profitability through tailored financial strategies, access to capital, and expert business consulting. With over 30 years of experience, FAJ is dedicated to empowering businesses by providing the tools and resources needed for long-term expansion and growth.

Choose FAJ for Trust, Expertise, and Results

We specialize in helping minority-owned businesses in Los Angeles thrive by providing tailored financial strategies, access to capital, and hands-on business consulting. Our approach includes detailed financial assessments, custom accounting systems, and strategic plans that tackle profitability challenges head-on. Whether you're looking to secure funding or streamline operations, we offer the expertise to strengthen your financial foundation and support your business expansion.

Our Services

Our Proven Approach to Drive Profitability, Secure Capital, and Enable Business Growth

Profitability Assessment and Optimization

  • New and existing businesses get a detailed review to see if they are profitable and operating efficiently.
  • A plan is created and implemented to remove barriers that are stopping the business from making a profit.
  • A custom accounting system is set up to help track and report business performance.

Capital Access and Managed Growth

  • Once a business starts making a profit, relationships with banks are strengthened to help the business get access to capital (money for growth).
  • An expansion plan is carefully put in place to make sure the business grows in a profitable way.

Job Creation and Sustainable Expansion

  • As the business grows, more employees are hired at different levels, creating stable, long-term jobs.

FAJ offers training and support to entrepreneurs through a few interviews with business owners and key staff. These interviews look at their skills, experience, and business knowledge. They also review things like credit history and available assets. A Profitability Analysis is done to track past performance and set financial goals. FAJ also sets up a custom accounting system to help business owners manage their finances, reduce costs, and build strong relationships with banks for future growth.

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Thanks to FAJ Consulting’s strategic financial planning and their guidance in securing the necessary capital, I was able to open two new locations for my restaurant. This expansion led to a substantial increase in sales and improved my profit margins.

Ramon Suarez

About Francisco De Vivo

Francisco De Vivo has dedicated over 30 years to supporting Latino and minority-owned businesses in Los Angeles, helping them achieve financial stability and long-term growth.


Francisco’s extensive background in economic development includes his work with the City of Los Angeles and his leadership at CHARO Community Development Corporation, where he spearheaded programs that enhanced business viability in underserved communities.


His efforts have helped secure over $105 million in loans and have contributed to the creation and retention of over 3,300 jobs.

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